Who needs Micro Finance Company Incorporation
Such as:
- Lending
- Microfinance
- Certain investment/finance activities
- NBFC business
- Other regulated financial activities
An NBFC needs prior approval from the RBI. A Section 8 (non-profit) microfinance company is another route; your CA will advise which fits.
Documents you’ll upload
Phone photos are fine- 01 Certificate of Incorporation Required
- 02 MOA Required
- 03 AOA Required
- 04 Business Structure Plan for next 5 years Required
- 05 Audited Financial Statements Required
- 06 Board Resolution for NBFC Registration If applicable
What you receive
- Micro Finance License
How it works
- Step 1 Apply online A CA calls back and confirms the fee
- Step 2 Upload & CA checks Secure link from any phone; re-upload requests come with a reason
- Step 3 Filed Acknowledgement shared with you
- Done Done Your certificate or result in your account to download
Typical time once your documents are complete: 15 working days. Government processing time, where it applies, is extra.
Frequently asked questions
How do I apply for Micro Finance Company Incorporation?
Click Apply now, sign in or create an account with your mobile number and a password, answer a few questions and upload the documents listed on this page. A Chartered Accountant reviews everything before anything is filed.
Can I upload photos taken on my phone?
Yes. Clear phone photos are fine as long as all four corners of the document are visible. PDF, JPG and PNG files all work.
What does it cost?
The fee depends on your case. It is shared after a CA reviews your application, before any work is filed for you.
How will I know the status?
Your account on this website shows every step as it happens, with the CA’s messages. Acknowledgements and certificates are added there for you to download.